CAR INSURANCE
All Risk / Comprehensive Insurance: An all risk car insurance provides the warranty of reimbursements or repair fees on the loss/damages of a partial or entire vehicle directly caused by an accident, collision, overturn, slipped out, mired, vile intention, theft, fire, or other types of traffic accidents (as referring to PSAKBI). (Maximum 8 years with a loading premium after 5 years)
Total Loss Only (TLO): A warranty on the total loss/damage of a vehicle directly caused by fire, traffic accidents such as collision, bump, overturn, slipped out, mired, vile intention, theft, or other types of traffic accidents (as referring to PSAKBI). (Maximum 15 years)
Third-Party Liability (TPL): A warranty of loss caused by a lawsuit from a third party, which is directly caused by the insured vehicle.
Personal Accident (PA): A warranty for death, permanent injury and/or cost of treatment on the driver and/or passenger in the insured vehicle if an accident occurs.
Typhoon, Storm, Flood, Hail & Landslide: A warranty of reimbursements or repair fees on the damages of vehicles directly caused by typhoon, storm, flood, hail, and landslide.
Earthquake, Tsunami & Volcanic Eruption: A warranty of reimbursements or repair fees on the damages of vehicles directly caused by earthquake, tsunami and volcanic eruption.
Strike, Riot, and Civil Commotion (SRCC): A warranty of reimbursements or repair fees on the damages of vehicles caused by a riot, strike, work deterrence, civil commotion, or a revolution.
Terrorism & Sabotage (TS): A warranty of reimbursements or repair fees on the damages of vehicles caused by terrorism and sabotage.
Motorcycle Insurance
Motorcycle Insurance providing a Total Loss Only warranty for your motorcycle. The warranty will provide reimbursements in case of a loss or total damage (more than 75%) of your motorcycle. In addition, this product can also be extended with the personal accident warranty, medical expense warranty, up to the third party liability warranty throughout the use of your motorcycle.
Coverage
Reimbursements of Total Loss Only (TLO): Providing reimbursements over the loss or total damage incurred by fire, theft and accidents, with a repair value reaching 75% or more from the vehicle’s market price.
Personal Accident (PA): Providing warranty for a traffic accident experienced by the driver that may cause death or permanent injuries, with the maximum reimbursements of the insured value.
Medical Expense: Providing reimbursements of medical expenses for the driver caused by a traffic accident, at the maximum of 10% of the Personal Accident limit, during the period of insurance coverage.
Typhoon, Storm, Flood, Hail & Landslide: Providing replacements of loss or total damages incurred by typhoon, storm, flood, hail, and landslide, with a repair value of 75% or more from the market value of the vehicle.
Third-Party Liability (TPL): A warranty of loss over third party liability, which is directly caused by the insured vehicle.
